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Funeral Expense Benefit Plan

A funeral expense benefit plan is another name for what is simply, a life insurance policy. When you purchase a funeral expense benefit plan, what you are doing in most cases is using the proceeds of that life insurance policy, to pay for ones final expenses at death.

 

The proceeds, or benefits from a funeral expense benefit plan can also be used to pay for more than just your burial costs. A funeral expense benefit plan, like any other form of life insurance product can be purchased in differing dollar amounts of life insurance coverage, based on the needs of the insured and their family. Typically, a funeral expense benefit plan is purchased in smaller, more manageable dollar amounts of coverage.

 

$5,000 to $15,000 worth of funeral expense benefit plan coverage is what many feel is necessary to take care of most funeral and burial costs.

 

A good rule of thumb to use when you do decide to  purchase a final expense benefit plan, is to take the remaining debt balance of any financial obligations you have left that you don’t wish to pass on to your family or loved ones.

 

Once you have determined what your debt balance is then take that dollar amount, and add to that total the cost of a funeral. A typical simple funeral these days may run in excess of $5,000. An example of some of your final financial obligations that you may leave behind would include the balance on a mortgage, your credit card debt, any car loans, etc.

 

When you purchase a funeral expense benefit plan, for yourself or a loved one, a certain piece of mind is created for all parties involved.

 

Nobody likes the thought of leaving any financial debits behind for their family to deal with upon ones passing. The emotional burden of a death alone is more than anyone should have to endure. You can eliminate the potential of any financial burden with a funeral expense benefit plan, that’s where the piece of mind comes from.

 

Funeral expense benefit plans can be purchased as a term life insurance product, or a whole life insurance product. Both types of life insurance policies have their proper uses depending on your unique needs. However, when you do purchase a funeral expense benefit plan, we would recommend you purchase a whole life insurance policy.

 

We provide our clients with an affordable range of funeral expense benefit plans.

Funeral Expense Benefit Plan

Funeral Expense Benefit Plan